The insurance policy for my 2013 Skoda Laura 2.0-litre CR MT expires on Feb 24. I have a quote of around 20k from Coverfox (IDV 8 Lacs) with zero depreciation. Just checked Bankbazaar, getting quotes of around 17-18 grand without zero dep and around 25-27 with the zero dep. Someone just suggested me to not go in for the zero dep cover as the price difference is considerable. What to do? Any suggestions?
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