Q. Is the low safety ranking of Swift matter of serious concern?

No swift is a safe car .any car can be dangerous if one doesnt follow basis rules like the 5 step rule while making turns or changing lanes....https://driving-tests.org/beginner-drivers/common-errors-when-changing-lanes/..its just that in India that one doesnt use mirrors...in places like dubai have seen a Pajero smashed into pieces for not following mirror rules....1) look at centre mirror 2) give side indicator 3 ) look at rear view mirror 4 ) look at centre mirror again then change lanes.....Indian roads are pathetic to drive as compared to dubai abu dhabi singapore or london thanks to no rules or penalties

Yes. It matters. Along with safety, it also adds more expense if you met even a small accident

NO, the safety is depoends on your driving if you drive 70 to 80km/hr speed it will safe