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  • Q. My cibil is bad. Can I get bike on loan?

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    9 Answers
    Aditi
    Aditi | 3 years ago

    If you have a bad CIBIL and still need a bike loan, you will have to compromise on a few pointers mentioned below: More down payment ~ With a bad CIBIL score you will have to pay more on the down payment. Making down payment reduces a lot of outgo on your interest rate and reduces the loan tenure. This is a suitable option as the loan amount to be repaid is less.Co-signer ~ Getting a co-signer with a good CIBIL score could be another viable option to get a two-wheeler loan. The creditworthiness of your co-signer will be taken into consideration for the loan approval.Compare multiple lenders ~ It is always wise to keep multiple options open for selecting and comparing different lenders. By doing enough research, you will be successful in getting a two-wheeler loan from the right lender with a better interest rate, terms, and conditions. You may approach banks such as HDFC or other credit institutions.

    8 Reply
    Mridhul
    Mridhul | 2 years ago

    @ Aditi | If you have a bad CIBIL and still need a bike loan, you will have to compromise on a few pointers mentioned below: More down payment ~ With a bad CIBIL score you will have to pay more on the down payment. Making down payment reduces a lot of outgo on your interest rate and reduces the loan tenure. This is a suitable option as the loan amount to be repaid is less.Co-signer ~ Getting a co-signer with a good CIBIL score could be another viable option to get a two-wheeler loan. The creditworthiness of your co-signer will be taken into consideration for the loan approval.Compare multiple lenders ~ It is always wise to keep multiple options open for selecting and comparing different lenders. By doing enough research, you will be successful in getting a two-wheeler loan from the right lender with a better interest rate, terms, and conditions. You may approach banks such as HDFC or other credit institutions.

    I am buying a bike which cost me. 1 lakh 86 thousand And i am ready to pay 89 thousand as down payment and my cibil score is 687 so is it possible to get a bike loan

    5 Reply
    Meshak
    Meshak | 2 years ago

    My condition is bad towards finance I'm unable to pay more down payment...but ipromise to pay on time without bounce of payment

    1 Reply
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